For daily operations

Discover the benefits of Paxum Bank's No Fee Personal Current Account; available in multiple currencies to suit your daily account needs. Use your account funds to shop online, or to fund your Free Paxum Bank Debit Card, and do more with your money. We have secured multiple correspondent relationships to ensure your money moves fast.

No Monthly Maintenance Fee
Free USD ACH Account
Free EUR IBAN Account
Multiple Currencies
Receive Payments from Paxum.com Clients
Online and Mobile Banking

Transfer and Withdrawal Methods

WIRE Transfers

Wire transfers via SWIFT network is one of the most common ways to transfer funds worldwide. Our network of banking partners enables you to transfer funds to over 200 countries in over 14 currencies.

Pay Any Visa, Mastercard or Union Pay Card

If you have a bank card (Visa, MasterCard, or UnionPay) issued by your local bank, you can withdraw funds directly to your card. Funds usually arrive in less then 24 hours.

EFT transfers

Local bank transfers are available in over 50 countries in local currencies. Unlike bank transfers through the SWIFT network, local bank transfers, also referred to as EFT, are much cheaper. In some cases local bank transfers can take less then 24 hours to be credited to the account.

Important Note:
Recipient bank account must be
held in Local currency.
Paxum Bank Debit Card

The most popular funds withdrawal method is PAXUM BANK DEBIT CARD. Available in USD and shipped within a few days. Withdraw funds from ATMS worldwide and make purchases online or at local stores.

Receive Payments

We provide multiple methods to receive payments into your Paxum Bank Payment Account in more than 6 currencies (USD, EUR, GBP, AUD, CAD, RON)

Transfers from other Paxum Bank Clients

Receive instant transfers from other Paxum clients. This is by far the most popular, fastest and cheapest way to get funds into your Paxum Bank Payment Account.

WIRE Transfers

All incoming wires will be credited straight into your Paxum Bank Payment account.

ACH

Receive a virtual USA bank account (USD) with ACH capability. Your beneficiary name will be on the account and you can accept payments via the ACH network. This is great for clients who work with USA companies that can only pay to USA based bank accounts.

SEPA

Receive a virtual SEPA bank account with SEPA capability. Your beneficiary name will be on the account and you can accept payments via the SEPA network. This is great for clients who work with EU companies that can only pay to EU based bank accounts.

Ready to open an account?

Our account creation process is very straightforward. Simply fill out our online forms and be pre-approved within 24 hours.